The finish rich plan for financial freedom by David bach

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TIP NO. 1 Get the facts and understand the problem.

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TIP NO. 2 Know what kind of loans you have.

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TIP NO. 3 Understand your repayment option.

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TIP NO. 4 Consolidate your loans.

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TIP NO. 5 Learn the difference between deferment and forbearance, and check out loan-forgiveness programs.

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TIP NO. 8  Think before you borrow.

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TIP NO. 9 Do your homework and shop around for the best loan.

In truth, the DEBT FREE FOR LIFE process isn’t just about the result—it’s also about the journey. As soon as you start working on paying down your debt, you will begin to feel better. As you see yourself making progress, each day  will seem a little freer, a little less stressful, a little more joyful.

BET ON YOURSELF TO WIN—AND ENJOY THE JOURNEY